Protect Your Most Valuable Asset:
Your Ability to Earn an Income

Specialty disability insurance protection for physicians and medical professionals. Independent advice. Multiple carriers. Your best interests first.

Our Services

Insurance Solutions for Medical Professionals

Comprehensive protection tailored to the unique needs of physicians at every stage of their career.

Disability Insurance

Own-occupation coverage that protects your specialty income if illness or injury prevents you from practicing.

Life Insurance

Term and permanent life insurance solutions designed for physicians with high income-replacement needs.

Long-Term Care Insurance

Protect your retirement assets and family from the high costs of extended care needs.

 

Free Guide

What Physicians Need to Know About Disability Insurance

Download our comprehensive guide covering own-occupation coverage, policy features, and what to look for when comparing carriers.

Why Choose Individual Coverage

What Physicians Need to Know About Disability Insurance

Your Advisor

Lynn A. Johnson, ChFC, CLU

As an independent disability insurance consultant, I specialize in helping physicians and medical professionals secure the right coverage for their unique needs. I compare policies from multiple top-rated carriers to find the best fit for your specialty, career stage, and budget.

"
I have found Lynn to be very professional. Her willingness to accommodate resident schedules and to spend time with individuals or groups is remarkable. She provides residents with an educational format providing important information, explaining policy verbiage, addressing questions and explaining the pros and cons of different types of disability coverage. She is a valuable resource for residents. Her integrity and thoughtfulness is notable; she provides her service without compromise.
-SRA, Denver, CO
"
My husband was a medical student when he met Lynn. In our twenties, disability insurance was the furthest thing from our minds, especially when money was tight and we were just trying to survive the mental and physical demands of being a student. Lynn was patient and knowledgeable, she never pushed us outside of our comfort zone. After much consideration, he signed u for a small but life changing policy with our modest monthly payments being made on auto pilot, never thinking we would need it. In his early forties, my husband was diagnosed with a life threatening cancer.

We were 3 years into opening our own small but successful medical practice. The policy Lynn set up with was our only disability insurance. Ended up keeping us afloat for the next 3 years while were in and out of the hospital, neither of us able to work. He became the patient and I his fulltime caregiver. Myonly regret is not investing more in the sacrifice and commitment he made to the medical profession when we had the chance. Lynn is a wealth of information and she will do everything she can to look out for your best interest.
-MTP, Denver, CO
"
Thirteen years ago, I secured a disability policy from Lynn. At the time, I chose a smaller amount than I could have because I never thought anything would happen to me. Life is funny I started my own practice in Montana and things were progressing. The practice grew and I started experiencing symptoms which turned out to be MS. Because I was in such a procedure driven specialty, I was forced to stop working. I will never return to my practice. Lynn saw me through the claims process. I am grateful for every month that my check arrives.
-GS, Montana
"
Thanks for the birthday card! It reminded me to email you. I had to activate the insurance this year as I became too sick to hold down a general peds job. As I was learning and reading what to do, I found out a lot of people dont get any education or support from the GME to secure insurance before leaving residency. Also, a lot of people dont know to get the right riders for full protection. While its been heartbreaking and somewhat scary to leave clinical work, Ill be ok financially because of the insurancethanks for making sure I got a great policy that is protecting me from what could be devastating. Im happy to share my story with anyone trying to decide if its necessary. Ive already told a lot of the folks still in residency to make sure they get it.
-KM, Nevada
Free Guide

What Physicians Need to Know About Disability Insurance

Download our comprehensive guide covering own-occupation coverage, policy features, and what to look for when comparing carriers.

Why Choose Individual Coverage

What Physicians Need to Know About Disability Insurance

Protect Your Future Income Today

Don’t wait until it’s too late. Schedule a no-obligation consultation to review your coverage options.

CU Anschutz, Denver Health & St. Joseph's Residents

You may be eligible for a Guaranteed Issue disability insurance program designed specifically for physicians in training.