Protect the retirement savings and assets you’ve worked hard to build. Long-term care insurance helps cover the costs of extended care without depleting your estate.
The cost of long-term care continues to rise — and Medicare doesn’t cover most extended care needs. Those who plan early lock in lower premiums and better health-based underwriting. Waiting until retirement to consider LTC coverage often means higher costs or difficulty qualifying.
Protect retirement assets from the high costs of nursing home and home care
Maintain independence and choice in care decisions
Hybrid policies that combine life insurance with LTC benefits
Tax-advantaged benefit options for business owners
Shared-care options for couples
Lower premiums when purchased at younger ages
Discuss your long-term care options with an independent advisor who puts your interests first.
You may be eligible for a Guaranteed Issue disability insurance program designed specifically for physicians in training.
